Notary Bonding

Notary seal stamps are inked rubber stamps that imprint officially required information, usually the name of the Notary Public, his or her state of commission, and the commission expiration date. Notary stamps are typically rectangular, but some states require a round stamp. Each state maintains its own official requirements for certificate stamps as used by its Notaries. Customized certificate stamps can be ordered to meet the requirements of different states. Difference Between Stamps and Embossers You will often see the term "Notary seal" used interchangeably with stamp and embosser. Some states refer to seals as “stamps," while other states use “seal” to reference an embosser. For Notaries, the official Notary seal stamp or seal embosser is their most-used tool. The Notary seal is the impression of the Notary Public inked certificate stamps or crimping embossers. It is used to authenticate the Notary’s signature and make the notarial act official. The imprint...

Bond insurance is a category of insurance policy bought by a bond issuer. It guarantees the repayment of the principal amount in addition to all associated interest amounts to the bondholders in the event of default. In order to lower the amount of interest that it needs to pay and make the bonds more attractive to potential investors, bond issuers will buy this type of insurance to enhance their credit ratings. Bond insurance can also be known as financial guaranty insurance. Key Points Bond insurance is typically seen among municipal bonds and asset-backed securities, and they guarantee repayment of the principal and sometimes the interest, thereby protecting borrowers from default by the issuer. The riskier an issuer is considered to be, the lower its credit rating is applied and, so, the higher the yield that investors expect from investing in it. Such issuers are faced with a higher cost of borrowing than companies that are estimated to be stable and less risky. In order to...